INSURANCE GUIDELINES FOR BLDSA MEMBERS & AFFILIATED SWIMMING CLUBS
Civil Liability Insurance
The BLDSA affiliated club civil liability insurance provides cover for club committees, volunteers, officers and officials only (not their members) for the following activities:
- Indoor Competitive Swimming Training
- Competitive Swimming
- Open Water Swimming Training
- Open Water Swimming
- Learn to Swim
- Swimming Development Activities
- Social Activities
- Fund-Raising Activities
- Administrative Activities
- Recreational Swimming
However, your club MUST agree to abide by our policies and complete the required risk assessment (for each event and training venue). Your Safeguarding Officer is required to be a member of your club and complete our Child Protection documentation.
For an event to be covered by the BLDSA Insurance it MUST be run under BLDSA rules.
If you decide to operate under another insurance policy it would be wise to check their requirements as this may prevent you running events under BLDSA rules.
If your club wishes to organise any activity outside the core activities relating to the disciplines of swimming you may check eligibility of the insurance cover and gain advice on the necessary risk assessments by contacting the (BLDSA Health and Safety Officer). Please note that guidance may need to be sort from Perkins Slade (BLDSA insurance brokers) and therefore you should allow sufficient time for your query to be resolved before organising any such activity (at least 1 month prior to the event taking place).
Although, hand propelled boats used at swim events (rowing boats, kayaks and canoes) are covered, any motorised boats over 3m in length or with a speed greater than 7 knots owned by individuals or clubs will require separate marine insurance.
Personal Accident Insurance
If you wish to cover your members and or officials for personal accident through the BLDSA this may be done by making them day members of the BLDSA
All day members’ names, addresses etc need to be recorded on the sheet provided to comply with our insurers. This form should be sent to the BLDSA Membership Secretary ASAP after the event.
The personal accident cover provides cover for members between 3 years and 80 years (restricted cover for those aged between 65 and 80 years of age) providing they are participating in an activity approved by the BLDSA.
Only UK residents are covered by our Civil Liability and Personal Accident policies. Any members from overseas should obtain cover from their own governing bodies or take out individual insurance for Open Water Swimming. The BLDSA and affiliated clubs must request evidence of this on entry forms.
Whilst the BLDSA provides personal accident cover, you may wish to take out your own “personal injury cover”.
Useful contact details: BLDSA Safety Officer (Risk Assessments etc) and general Insurance enquiries contact Richard Hardy
BLDSA Safeguarding Officer contact Anne Stafford